Reasons Banks Can Raise Your Interest Rate
In the past few years, the Federal Reserve has focused its attention on the banking and credit card industries by tinkering with the laws that govern how lenders apply penalties, fees and interest...
View ArticleSetting a Realistic Debt Reduction Goal
The task of getting out of debt can seem daunting and may cause you to procrastinate. While a one-size-fits-all strategy will never work, a plan that addresses your individual needs and specific...
View ArticleChristmas Shopping in September – On Layaway?
While many people frown at the idea of stores decorated for Christmas in September, smart consumers will be getting an early start to their shopping season with a layaway plan. The layaway concept...
View ArticlePaying Off Vacation Debt before the Holidays
A vacation to Disney World for a family of four, minus transportation costs and souvenirs, will put you back more than $2,300, according to some online calculations. If you planned ahead and saved for...
View ArticleAre You Better Off? It’s a Matter of Perspective…
It’s a common question asked during Presidential elections — are you better off now than you were four years ago? Being used by both political parties, the question implies the impact of the government...
View ArticleHow to Fend Off Financial Exhaustion
Ongoing inflation, low or stagnant personal income, little hope for better employment and a faltering economy are realities of American life that bring on financial exhaustion. No matter what stage of...
View ArticleHoliday Scams – Watch Out for These Schemes
The joy of the Holidays can quickly dissolve and turn into a catastrophe if a criminal gains access to your personal information, steals your identity and racks up thousands of dollars in debt in your...
View ArticleThe Benefits of Volunteer Work
Earning enough to be secure about your future is the first step to a successful financial plan, followed closely by responsible money management. While diligence, patience and a responsible work ethic...
View ArticleTips on Taking Advantage of Your 401(k) Plan
The future of Social Security is being debated by both political parties with an uncertain outcome for future retirees, making it even more important that Americans do all that they can to secure...
View ArticleUnderstanding Credit Card Car Rental Coverage
Consumers often disregard many of the benefits that come with carrying a credit card. One protection that should be pursued by anyone who has ever needed to rent a car is the free rental car collision...
View Article